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Home Mortgages

Home For You Home Mortgages

Mortgage and Real Estate Loans

Whether you’re purchasing your first home or you’ve been through the home-buying process before, it pays to work with an experienced lender who understands your needs. That’s exactly what you can expect with First State.

 

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Home Loan Solutions

No two home loans are the same, but First State experienced lenders have seen it all. All home loan decisions are made in-house, where First State handles everything from your mortgage origination to closing services. Home Loan offerings include:

  • Fixed-rate mortgages
  • Adjustable-rate mortgages
  • Home refinances
  • USDA/Rural Housing loans
  • Veterans Affairs loans
  • Federal Housing Administration loans

To begin the process, download, and fill out the Residential Loan Application and upload to the secure site.

Download Application

Construction

Real Estate Loans

First State’s wide range of lending options include:

  • Home purchase loans
  • Home construction loans
  • Lot purchase loans
  • Land development loans

To begin the process, download, and fill out the Residential Loan Application and upload to the secure site.

Download Application