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Business Banking Tools

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Enhanced Financial Management Capabilities

Run your business on your own terms and your own time.  First State’s business banking tools can be the difference to help run your business more efficiently and effectively.

 

Business Online

Cash Management

Stay up-to-date on your business transactions, accept customers payments and initiate employee paychecks online with First State’s secure processing system. First State’s Cash Management system offers the following benefits and features:

  • Security tokens to avoid fraud - Each business online user will have their own security token, which is used in place of a password to log into your accounts.  This unique security feature helps prevent corporate account takeovers and hackers accessing your accounts.
  • Real-time balances - Your online accounts update immediately, so you can constantly see what your current balance is.
  • Instant Internet transfers - If you have multiple First State Bank accounts, use the convenience of online transfers to move money from one account to another.  Save yourself a trip to the branch!
  • Secure statement storage - Keep your account information personal and secure by receiving your statements online. 
  • View transactions and images of checks - View transactions instantaneously and reconcile your checks that have cleared your accounts.
  • User Management Services - You can provide selected employees access to different features of cash management with your approval.
  • Initiate loan payments - Use business online banking make payments on First State Bank loans.
  • ACH Origination - Collect payments from your businesses or keep employees happy with electronic payroll processing through secure online banking!
businesswoman

Remote Deposit Capture

Make deposits to your business checking account online when it’s the most convenient for you without having to leave your office! We’ll help you get started with a check scanner, training, installation and ongoing support and maintenance.

How Remote Deposit Works

  1. Log in to your remote deposit capture account
  2. Scan a check for deposit
  3. Submit the check for deposit
  4. View your virtual deposit slip  
Transaction

Merchant Processing

Save time and increase revenue with merchant card processing service. First State’s partnership with JetPay allows dependable service and competitive rates for you.

Merchant Processing Highlights

  • Competitive rates
  • No annual fee
  • Easy to read monthly statements
  • 24/7 Customer Service only a 1-800 # away
  • ATM/Debit Card Acceptance
  • Check Verification through SCAN
  • CrossCheck Check Guarantee
  • Internet Processing

Contact us to learn more about any of First State’s business services.

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