Homeownership Possibilities Expanded Program
First State Bank Nebraska partners with FHLBank to offer the Homeownership Possibilities Expanded Program to provide access to homebuyers that do not traditionally qualify for support but still need assistance with down payment, closing costs or other eligible repairs.
2026 HOPE Details
- Applications open on March 16th.
- Maximum subsidy per household: up to $5,000.
- NOT limited to first-time home buyers.
- Reservations will be accepted on first-come, first-served basis.
- A 3-5% down payment, plus closing costs required. HSP grant funds can be used to help with this cost.
- Income limits vary by county. Household income must be at or below 150% of the Area Median Income (AMI).
To find out if you are eligible, reach out to a mortgage expert or apply online and we’ll walk you through the HOPE process.
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Please note: the HOPE subsidy cannot be subordinated in the event of refinancing or obtaining additional liens. Subject to credit approval. Subject to terms and conditions of the FHL Bank Homeownership Possibilities Expanded Program, including borrower eligibility requirements. Reservations are accepted on a first-come first-served basis until funds are depleted. If program guidelines are not met, the subsidy may need to be repaid.