Flexible Checking for Every Business
Choose the checking account that fits your needs. Whether you're managing
day-to-day operations, supporting a growing business, or serving your community, each option is built to provide simple, reliable banking with
flexibility to match how you work.
| NONPROFIT SIMPLE | BUSINESS SIMPLE | BUSINESS PREFERRED |
|---|---|---|
Created for nonprofits, churches, and community or school organizations that need a straightforward, dependable checking account. It keeps banking simple, so you can stay focused on supporting your mission and serving your community.
| Built for small businesses that want a straightforward, easy-to-manage checking account. It provides the essentials you need for day-to-day banking, without added complexity so you can focus on running and growing your business.
| Designed for businesses with higher balances and more account activity that want to make the most of their funds. It offers added value with tiered interest, while supporting the needs of a growing and active business.
|
Account Comparison
We offer flexible savings solutions supported by experienced local bankers who take the time to understand your goals.
| FEE AND PAYMENT STRUCTURE | |||
|---|---|---|---|
| NONPROFIT SIMPLE | BUSINESS SIMPLE | BUSINESS PREFERRED | |
| Opening Balance | $100.00 | $100.00 | $100.00 |
| Monthly Service Charge | None | $10 if average balance falls below $500 | $20 if average balance falls below $15,000 |
| Interest Bearing | Not Interest Bearing | Not Interest Bearing | Tiered Interest* |
| FEATURES (Available for Free) | |||
| Mobile Deposit | Yes | Yes | Yes |
| Online Bill Pay | Yes | Yes | Yes |
| Free Incoming Wires | Yes | Yes | Yes |
| Business Debit Card | Yes | Yes | Yes |
| Basic Online Banking | Yes | Yes | Yes |
| Quickbooks Integration | Yes | Yes | Yes |
| Positive Pay | Yes | Yes | Yes |
| ADD-ON FEATURES (Available with Additional Fees) | |||
| Wire Manager | Yes | Yes | Yes |
| Remote Deposit Capture | Yes | Yes | Yes |
| Cash Management Services | Yes | Yes | Yes |
| Sweeps | Yes | Yes | Yes |
| Merchant Processing | Yes | Yes | Yes |
| Advanced Business Online Banking | Yes | Yes | Yes |
Stop by your local branch to open your Business Checking Account today!
*See current rate sheet for rates. Interest is compounded monthly and interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items.
Current Rates - Business Preferred
All rates are effective as of September 1, 2026.
| Minimum Available Balance Requirement | Interest Rate | APY* | Minimum Opening Deposit |
|---|---|---|---|
| $0 to $99,999.99 | 0.01% | 0.01% | $100.00 |
| $100,000.00 to $249,999.99 | 0.25% | 0.25% | $100.00 |
| $250,000.00+ | 0.50% | 0.50% | $100.00 |
*APY = Annual Percentage Yield
**Rates may change after the account is opened. Fees may reduce earnings.