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Mortgages

Home PERSONAL LOANS Mortgages

Mortgage and Real Estate Loans

Whether you’re purchasing your first home or you’ve been through the home-buying process before, it pays to work with an experienced lender who understands your needs. That’s exactly what you can expect with First State.

 

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Home Loan Solutions

No two home loans are the same, but First State experienced lenders have seen it all. All home loan decisions are made in-house, where First State handles everything from your mortgage origination to closing services. Home Loan offerings include:

  • Fixed-rate mortgages
  • Home refinances

To begin the process, click Apply Now to fill out the application.

Apply Now

Construction

Real Estate Loans

First State’s wide range of lending options include:

  • Home purchase loans
  • Home construction loans
  • Lot purchase loans
  • Land development loans

To begin the process, download, and fill out the Residential Loan Application.

Download Application

Homeownership Set-Aside Program

If you're considering taking the leap and purchasing your first home, it may be beneficial to speak with our Mortgage Team to see if you qualify for a loan through the Homeownership Set-Aside Program. To learn more, click the link below.

Learn More