SBA Announces 0% Guaranty Fees for Eligible Rural and Critical-Industry Loans
SBA Announces 0% Guaranty Fees for Eligible Rural and Critical-Industry Loans
Nebraska businesses in manufacturing, the food supply chain, and qualifying rural areas could see significant savings on SBA financing beginning October 1, 2026.
The U.S. Small Business Administration (SBA) has announced updated fee schedules for 7(a) and 504 loans approved between October 1, 2026, and September 30, 2027. Under the new schedules, eligible loans of $700,000 or less may qualify for a 0% SBA Guaranty Fee, also known as the Upfront Fee.
Who Qualifies for the 0% SBA Guaranty Fee?
Under the new fee schedule, SBA loans of $700,000 or less qualify when the borrower falls into one of three categories:
Manufacturers – Businesses within NAICS sectors 31–33.
Food supply chain businesses – Including agricultural production, farm support, wholesale distribution, and refrigerated and frozen transportation and warehousing.
Businesses located in qualifying rural areas.
In
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