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Are you a first-time home buyer?  Would an extra $5,000 help you achieve your home buying dreams? Buying your first home is exciting and stressful but can also be fun! There are lots of decisions to make as you go through the process…how much money to put down, 15 year mortgage vs 30 year mortgage, but First State can help make it easier for you. First State is offering the Homeownership Set-Aside Program (HSP) through FHLB Topeka for first time home buyers.  This means, you could get an extra $5,000 to go towards your down payment, your closing costs or whatever you would like if you meet the requirements!  If you remain in your home for 5 years, you don’t have to pay those funds back! The HSP round opened on March 4, 2019.  There were approximately $6.6 million in funds made available.  Reservations will be accepted on a first-come, first-served basis, subject to bank limits through November 29, 2019, pending availability of funds.  In

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