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Meet Our Team

Home About Us Meet Our Team

First State’s experienced team members are proud to serve families and businesses across eastern Nebraska. We value your contribution to the local community, and we’re here to help secure the financial future you deserve.

  • Tim Kalkowski

    Tim Kalkowski

    • SVP, Regional Loan Officer
  • Kelly Lenners

    Kelly Lenners

    • SVP, Regional Loan Officer
  • Cody Mosel

    Cody Mosel

    • Regional Loan Officer
  • Lana Musil

    Lana Musil

    • Senior Agricultural Loan Officer/FSA Specialist
  • Chad Otto

    Chad Otto

    • Commercial Loan Officer
  • Randy Sasek

    Randy Sasek

    • VP, Consumer Loan Officer
  • Melissa Wallman

    Melissa Wallman

    • VP, Mortgage Loan Officer
  • Clint Watson

    Clint Watson

    • VP, Regional Loan Officer