Big Savings Start with the First Step.
At First State, we believe every step toward savings should feel rewarding. That’s why we created the First Step Savers Program—designed to make saving fun, simple, and extra rewarding for our youngest customers.
How It Works
Stop by or contact your local branch to sign up. Pair the program with any minor savings account and watch the benefits stack up:
 | Sign Up GiftGet a welcome gift just for joining. |
 | Deposit RewardsEvery deposit of $10 or more earns you a punch on your First Step Savers punch card. |
 | Birthday SurpriseCelebrate with something extra! Each birthday, you'll receive a special gift, |
 | Exclusive AccessBe the first to enjoy fun savings tips and games released throughout the year, |
Take Your First Step Today
Saving has never been more fun, or more rewarding! Sign your child up for the First Step Savers Program at your local First State branch and help them take the first step toward a bright financial future.
Stop by or contact your local branch to sign up!
Subject to account approval. Offer available to primary account holders under the age of 19. Existing customers eligible to participate may participate, no punches will be earned for deposits made prior to date customer receives the First Step Saver card. One punch per customer per day. Transfers, interest payments, Person to Person payments (such as Zelle®) and promotional credits do not qualify as deposits. Requirements to earn the $10: must collect 20 punches and have a minimum balance of $25. Minimum opening deposit varies by savings account selected. $10 will be deposited to the account within seven business days of submitting punch card to bank, subject to bank verification. Account fees may reduce earnings. A maximum of $20 may be earned through the First Step Saver card program per eligible customer per year. The bonus will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).