Growing a Stronger Community Together
We're excited to bring our commitment to community involvement to your neighborhood! For over 100 years, we’ve proudly served our customers across more than a dozen locations in eastern Nebraska. Our dedicated team members, who live and work alongside you, see you as more than just customers—you’re our neighbors and friends. We’re here to empower you and ensure you feel confident in trusting First State with your financial future.
We understand that every individual and business has unique needs, which is why we offer a comprehensive range of products and services tailored to help you achieve your financial goals. From personal banking solutions to specialized services for businesses of all sizes, our dedicated team is here to support you every step of the way.
Meet Our Omaha Team
 | Nathan Holdridge Loan Officer Nathan is a dynamic banking professional who brings over five years of experience in the industry. In his first year at First State Bank Nebraska, he has shown persistence and efficiency in managing commercial deals, leveraging the bank's agility for fast execution. Nathan is dedicated to simplifying the loan process for his customers. |
 | Jackson Groetsema Regional Loan Assistant Jackson brings nearly 10 years of banking experience, specializing in Retail, Deposit, Commercial, and Lending Operations. He is passionate about understanding customer needs and delivering exceptional service, making a positive impact on their daily lives. A proud Omaha native, Jackson is dedicated to serving his community and establishing First State as a trusted local institution. |
Personal Banking Solutions
Find the Right Checking Account to Fit Your Lifestyle
We recognize that your banking needs are unique. Whether you’re looking for a simple account with essential features or a high-interest option with added perks, we provide a range of accounts tailored to suit your specific requirements.
Experience personalized banking with dedicated team members ready to assist you every step of the way. First State is committed to your financial well-being, offering expert advice to help you make informed decisions. Discover the difference of a bank that truly puts you first.
Each checking account offers:
- Unlimited Check Writing
- Online Banking1,2 and Mobile Banking2
- Text/Email Alerts2
- Access to the MoneyPass ATM Network
- Debit Card
Check out our accounts to find which is best for you!
¹Online Banking is required to receive your monthly checking account statement electronically. To receive electronic delivery service you must have a working connection to the Internet with e-mail capability and Adobe Reader®.
2Message, data, and ISP rates my apply.
Save Your Way with Savings Accounts that Match Your Goals
Whether you're new to saving, a seasoned saver, or looking to teach your child the importance of managing money, First State offers savings accounts that can help you reach your financial goals with ease.
We also offer Health Savings Accounts to help you cover everyday medical expenses, prescriptions, and appointments that aren’t included in your health insurance, all while enjoying valuable tax advantages.
Find what’s right for you with our savings accounts!
Elevate Your Earnings
with up to 6.50% APY*
Your money should work as hard as you do – and now it can! The new levels of our First Rate Checking Account reward you for everyday banking activities.
Check out our NEW First Rate Checking levels!
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Business Banking Solutions
Tailored Deposit Solutions for Your Business
First State has supported businesses of all sizes and types with tailored deposit accounts designed to simplify day-to-day operations. All our accounts were designed to help businesses of varying sizes and needs manage their funds efficiently.
Compare business deposit accounts to find the best solution for your business.
Financing for Small Business Owners
At First State Bank Nebraska, we believe being part of the community goes beyond living here, working here and serving individuals and families. It also means standing behind our commitment to small businesses by offering owners the resources they need to thrive.
We partner with the U.S. Small Business Administration (SBA) to support entrepreneurs because we know that you play a vital role in the local economy. Our experienced team of lenders will work with you to identify your specific needs, and together we’ll develop a tailored solution that fits your financial goals. Start, grow or boost your small business with an SBA loan.
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| Preferred Lender Status with the SBA | Past Small Business Rural Lender of the Year winner by the SBA | #1 Lender in Nebraska in 2022 |
Our Full-Service Insurance Agency
Prepare Yourself for the Unexpected
First State Insurance (FSI) is a full-service insurance agency with seven locations throughout eastern Nebraska. As an independent agency, FSI partners with the top insurance companies in the region and more appropriately meets the needs of our customers.
We’re proud to assist with all your financial needs no matter where you are at in life. We have caring and knowledgeable team members dedicated to reviewing your current coverage, developing a personalized First State bundle of services, and providing ongoing customer support.
Contact us today to get a free quote with one of our local agents!
Insurance products are not FDIC insured, not a deposit, not insured by any federal government agency, not guaranteed by the bank, and may lose value.