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Posted on: August 29, 2025 by First State Bank Nebraska in Business
SBA 7(a) vs. SBA 504 Loans: Key Differences and Parameters
When small businesses look to finance growth, working capital, or major purchases, two of the most popular options are the SBA 7(a) Loan Program and the SBA 504 Loan Program. Both are backed...
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Tags: SBA loans, Small business, Small Business Administration, small business banking, small business loans
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Posted on: June 3, 2025 by First State Bank Nebraska in Local Roots
Redefining Local Banking
Discover the First State difference.
At First State Bank Nebraska, we’re more than just a bank—we’re your financial partner, your neighbor, and your biggest supporter. Whether you're saving for your...
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Tags: commercial banking, Community bank, First State Bank Nebraska, local roots, local roots growing together, Nebraska Bank, SBA loans, Small business, Small Business Administration, small business banking
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Posted on: May 31, 2023 by First State Bank Nebraska in Business
How to Fund a Small Business
According to Forbes, there are about 33.2 million small businesses up and running in the U.S. right now, and they all got their start somehow. Raising enough funds is an important factor to get your small business up and...
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Tags: Business loan, Credit card, Economy, Entrepreneur, Government programs, Loan, Savings account, SBA loans, Small business, Small Business Administration
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Posted on: June 27, 2022 by First State Bank Nebraska in Salt Creek
Why Financial Advisors Should Consider Investing In Their Own Real Estate
As the financial advisor sector has matured, more opportunities have developed for advisors to leverage capital to grow their businesses. In addition to capital for acquisitions...
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Tags: 504 program, acquisition, assets, capital, Certified Development Company, commercial, credit union, down payment, financial advisor, Interest rate
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Posted on: June 27, 2022 by First State Bank Nebraska in Salt Creek
Why Now Is The Time For Financial Advisors To Leverage An SBA Loan
Covid has brought many changes and challenges to the financial industry. It has also brought opportunity in the form of government programs designed to keep small businesses not only...
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Tags: 504 program, acquisition, borrower, commercial, Covid, financial advisor, Interest rate, loan obligation, preferred lending partner, Real estate
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Posted on: May 10, 2022 by First State Bank Nebraska in Salt Creek
Who Has to Provide Personal Information When Applying For an SBA Loan
Lending has evolved over the past decade. The unfortunate actions of a few have led to increased regulations and, as a result, an increase in the amount of information that has to...
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Tags: due-diligence, Key manager, managing partners, Personal information, Personal liquidity rule, Regulations, SBA loans
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Posted on: April 27, 2022 by First State Bank Nebraska in Salt Creek
Business Valuations for SBA Loans: Why Not All Valuations Are Created Equal
In any business purchase, it is always critical to arriving at a fair and reasonable price for both the buyer and the seller. As is often the case, the buyer is looking to...
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Tags: advisor, Buyer, Equal, SBA loans, Seller, valuations
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Posted on: April 27, 2022 by First State Bank Nebraska in Salt Creek
What You Need to Have When Applying for an SBA Business Acquisition Loan
As a busy owner of a financial advising firm, it is a constant challenge juggling the tasks necessary to run the business with those that also help to grow the business. Applying...
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Tags: acquisition, business formation, Business plan, credit history, Financial firm, financial statements, lien, SBA loans, tax return
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Posted on: April 26, 2022 by First State Bank Nebraska in Salt Creek
How Do We Calculate Global Cash Flow and Why Is It Important?
Usually one of the strongest credit aspects when financing an advisor practice acquisition is the consolidated cash flow that is available from the practice that is being purchased, and...
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Tags: global cash flow, Lender, loan advisor, SBA loans