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Don’t Let Scammers Pass Go: How to Protect Your Money Before It’s Game Over

In Monopoly, it's all about building wealth, avoiding bad deals, and staying out of jail. Sound familiar? Real-life financial security works the same way—but instead of sneaky landlords and unlucky dice rolls, you're up against something more serious: scammers.

At First State, we want you to hold onto your hard-earned money and steer clear of financial traps. Here are three simple rules to follow so you can stay in control—and not end up bankrupt on someone else’s board.

1. If someone's Asking for Personal Info or Money — Don't Pass go.

If someone reaches out asking for any of the following:

• Your Social Security Number
• Your online banking login or passwords
• For you to send them money (even if they say it’s urgent)

Don’t do it. Scammers rely on urgency and confusion to trick you into giving away information or funds. Legitimate companies and banks will never ask for this through a phone call, email, or text.

2. Free Should Mean — Free No Credit Card Required.

If someone says you’ve “won” a prize or are eligible for a free trial but asks for your credit card or bank information, it’s time to walk away. Real giveaways won’t require payment or sensitive financial details to claim.

Scammers love to bait people with something for nothing—but once they have your info, it can cost you everything.

3. Trust Your Gut. Always.

You know when something doesn’t feel right. Whether it’s a strange phone call, an unexpected message, or a deal that seems too good to be true—trust your instincts.

If something sounds too good to be true, it probably is. When it comes to your money, it’s better to pause and ask questions before moving ahead and regretting it later.

Play It Smart.

In the game of Monopoly, smart players read the fine print and watch their backs. In real life, the stakes are even higher.

If you’re ever unsure, don’t roll the dice. Stop and contact your local First State branch. We’re here to help you make the right moves.

Don’t let someone else make a monopoly off your money. Protect your assets, guard your information, and remember—the best way to win the game is not to fall for the scam.