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Don't Get Caught in a Trap: Know the Signs of a Scam Before it Happens!

Ever played the game Mouse Trap? At first, it’s all fun and games—until the trap snaps shut. Unfortunately, scammers play a very similar game in real life. They set the bait, wait for you to make a move, and hope to catch you off guard.

At First State, we want to help you stay one step ahead of the trap. If someone is asking you to do any of the following, it’s time to hit the brakes—and give us a call.

Scammers can seem personable, friendly, and even trustworthy. That’s what makes them good at what they do – which is why it's important for customers like you to be ahead of the game and understand their tactics.

Common Requests Scammers Make

“Can you deposit money into a Bitcoin machine for me?” 

Scammers love cryptocurrency because it’s hard to trace. If someone—especially a stranger—is asking you to deposit money into a Bitcoin ATM, it’s likely bait.

“I need gift cards or money urgently!”

“Your family member is in jail and needs bail money.”

“I’m your girlfriend but need money before we can meet in person.”

“I need help paying my bills—can you help?”

Even if it sounds sincere, be cautious. Scammers often create fake emergencies to pull your heartstrings.

“What’s your online banking login info?”

Never share your online or mobile banking credentials. Not with anyone. Not ever. Real businesses and banks won’t ask.

“You’ve won a prize! Just give us your card or bank info to claim it.”

If you didn’t enter, you didn’t win. Legitimate prizes never require upfront payments or sensitive account information.

“Your computer has a virus. I need remote access to fix it.”

This one’s techy, but sneaky. These scammers want access to your devices—and eventually, your money. Don’t grant remote access to anyone you don’t know.

Stay Smart. Stay Alert.

Think of each of these scam tactics as a piece of the game—designed to lure you closer to the trap. But with the right awareness, you can stay safe, avoid the bait, and win the game.

If something feels off, trust your instincts. Stop, think, and call your local First State branch before taking action. Together, we can outsmart scammers and avoid their traps.