Questions to Ask when Buying a Home

Person handing new homebuyers their keys

Questions to ask when buying a home.

Chances are your home will be one of the largest investments you’ll make in your lifetime. You owe it to yourself to learn as much as possible before taking the leap into homeownership. If you’re unsure what you need to know, we’ve compiled a list of the questions we think are most important when you’re getting ready to purchase a home.


Questions for your mortgage lender:

What are your current interest rates and terms?

How can I receive a pre-approval?

What are the steps of the mortgage process?

How much house can I afford?

What will my monthly mortgage payment be?

How much will I pay in closing costs?


Questions for your real estate agent:

What is included in the sale?

Where there any additions or major renovations?

How old is the roof?

How old are the appliances and major systems?

Are there any health or safety hazards?

Are there any problems with the house?


Questions to research:

How long has the house been on the market?

How much have homes sold for in the neighborhood?

Is the home in a flood zone or prone to other natural disasters?

How is the neighborhood?

What are the property taxes?

Are there any HOA dues?


Our team of mortgage experts is ready to answer all your questions and guide you through your homebuying journey. Contact your local branch or apply online to get started today!